[Travel] The Haven by JetQuay

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On my recent trip to San Francisco, I took the chance to try out another lounge in Changi Airport Terminal 3 before departure and that is The Haven by JetQuay.


A quick tour around lounge.

So here are some unique points about The Haven by Jetquay:

  • The only landside lounge in Changi Airport. (Air travel 101 time: Landside vs Airside. Landside means before immigration/public/unsecured area while Airside means after immigration/restricted/secured area.)
  • Most lounges will have shower, business Centre, meeting rooms, TVs and F&B. This goes 1-up: Nap rooms. An alternative to airport hotel.

Here are some photos on my Facebook page.

For the lounge portion, I thought this is like a smaller version of JetQuay. Small, cosy and provides the necessities. Food is made to order for breakfast and they have some bread, cereals, snacks, instant noodles and drinks available. For the nap rooms, I did not sleep there but I took a peek. Not very big rooms. But looks comfy for a short nap.

So which card will get you in?

Priority Pass

Priority Pass

The Priority Pass card will get you into the lounge with food for 3 hours per visit. (Excluding Nap room and conference facilities.) The following credit cards will give you complimentary Priority Pass membership with 2 free visits per year.

PremierMiles

Citibank PremierMiles Visa Signature Credit Card

Altitude Visa

DBS Altitude Visa Signature Credit Card

[Credit Card] Miles

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Many people asked me about travel oriented credit cards. So which 1 to get? There is never a 1 card to own them all kind of credit card. So I recommend a combo to maximize your mileage accrual and travel benefits.

Here are 56 travel oriented credit cards that occupy a place n my wallet and how to use them.

PremierMiles

Citibank PremierMiles Visa Signature Credit Card

PrviMiles

UOB PrviMiles World MasterCard Credit Card

Altitude Amex

DBS Altitude American Express Credit Card

Altitude Visa

DBS Altitude Visa Signature Credit Card

[NEW!] American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

ANZ Travel Card

ANZ Travel Card Visa Signature Credit Card (Soon to be gone…)

Travel Credit Card Comparison

Travel Credit Card Comparison

From above table, you will be able to see cells highlighted in green or red. Green means best in category while red means poor. As a starter, will recommend the following cards:

American Express Singapore Airlines KrisFlyer Credit Card.

The good:

  • Annual Income requirement: SG$30,000. (SG$60,000 for foreigners.)
  • 5,000 miles on 1st transaction which will effectively give you an earn rate of 5,000 miles per SG$1 if you charge just SG$1 on your 1st transaction. (No other credit card can beat this kind of earn rate.)
The bad:
  • Earn rate of miles is still quite lousy even after improvement. (Other than welcome bonus.)
  • Miles will be subjected to a 3 year expiry as they are directly transferred to your Singapore Airlines KrisFlyer account immediately.
  • No airport lounge benefit.
  • Travel insurance coverage is quite minimal. (Need to charge full airfare to credit card to enjoy benefit.)
The ugly:
  • No annual fee renewal bonus. So never ever pay for annual fee for this credit card. If you have an American Express Platinum Credit Card, it will be waived. If not, kill this credit card when they charge annual fee. You can reapply 6 months later with annual fee waived for 1 year.

Bottom line:

  • Use this as your Singapore Airlines KrisFlyer membership card after 1st transaction.

DBS Altitude Visa Signature Credit Card

The good:

  • Annual income requirement: SG$30,000.
  • Decent earn rate. (1.2 miles per SG$1 locally, 2 miles per SG$1 after FX conversion for transactions performed using FX and 3 miles per SG$1 on Singapore Airlines.)
  • 10,000 miles renewal bonus by paying annual fee of SG$192.60. (Earn rate of 51.92 miles per SG$1.)
  • No expiry for miles till transfer to programs.
  • Priority Pass.
  • Travel insurance coverage of up to SG$1,000,000. (Need to charge full airfare to credit card to enjoy benefit.)

The bad:

  • No welcome bonus.
The ugly:
  • Block redemption requirement. (10,000 miles per 5,000 points.)

Bottom line:

DBS Altitude American Express Credit Card

The good:

  • Annual income requirement: SG$30,000.
  • Decent earn rate. (1.2 miles per SG$1 locally, 2 miles per SG$1 after FX conversion for transactions performed using FX and 3 miles per SG$1 on Singapore Airlines.)
  • 10,000 miles renewal bonus by paying annual fee of SG$192.60. (Earn rate of 51.92 miles per SG$1.)
  • No expiry for miles till transfer to programs.
  • Travel insurance coverage of up to SG$1,000,000. (Need to charge full airfare to credit card to enjoy benefit.)

The bad:

  • No welcome bonus.
  • No airport lounge benefit.
The ugly:
  • Block redemption requirement. (10,000 miles per 5,000 points.)

Bottom line:

  • Pay annual fee for renewal bonus.

ANZ Travel Card Visa Signature Credit Card

The good:

  • Annual income requirement: SG$30,000. (Advertised to be SG$60,000. 50% discount! Woo!)
  • Decent earn rate. (1.4 miles per SG$1. Good for local not good for overseas as it will stay at 1.4 miles per SG$1.)
  • No expiry for miles till transfer to programs.

The bad:

  • No annual fee renewal bonus. So never ever pay annual fee for this credit card.
  • No airport lounge benefit.
  • No travel insurance benefit.
The ugly:
  • Block redemption requirement. (5,000 miles per 5,000 points.)

Bottom line:

  • Use this card only if you travel to Australia and New Zealand regularly.

Once your income increase to SG$50,000 per annum, that is when a new world opens up for you. 3 more credit cards can come into play.

American Express Singapore Airlines KrisFlyer Ascend Credit Card.

(Note: You can only hold 1 American Express Singapore Airlines branded credit card and no more than 2 American Express issued credit card at any time. Credit limit will also be split among 2 credit cards evenly.)

Ascend

American Express Singapore Airlines KrisFlyer Ascend Credit Card

The good:

  • Annual Income requirement: SG$50,000. (SG$60,000 for foreigners.)
  • 5,000 miles on 1st transaction which will effectively give you an earn rate of 5,000 miles per SG$1 if you charge just SG$1 on your 1st transaction. (No other credit card can beat this kind of earn rate.)
  • SATS Premier Lounge and Plaza Premium Lounge benefit.
  • Travel insurance coverage of up to SG$1,000,000. (Need to charge full airfare to credit card to enjoy benefit.)
The bad:
  • Earn rate of miles is quite lousy even after improvement. (Other than welcome bonus.)
  • Miles will be subjected to a 3 year expiry as they are directly transferred to your Singapore Airlines KrisFlyer account immediately.
The ugly:
  • No annual fee renewal bonus. So never ever pay for annual fee for this credit card. Kill this credit card when they charge annual fee. You can reapply 6 months later with annual fee waived for 1st year.

Bottom line:

  • Use this as your Singapore Airlines KrisFlyer membership card after 1st transaction.

Citibank PremierMiles Visa Signature Credit Card

The good:

  • Annual income requirement: SG$50,000.
  • Decent earn rate. (1.2 miles per SG$1 locally and 2 miles per SG$1 after FX conversion for transactions performed using FX.)
  • 10,000 miles renewal bonus by paying annual fee of SG$192.60. (Earn rate of 51.92 miles per SG$1.)
  • No expiry for miles till transfer to programs.
  • No block redemption requirement.
  • Priority Pass.
  • Travel insurance coverage of up to SG$1,000,000. (Need to charge full airfare to credit card to enjoy benefit.)

The bad:

  • No welcome bonus.

The ugly

  • Block redemption requirement (10,000 miles per 10,000 points with effect from 30 March 2017.)

Bottom line:

  • Use this card on day to day basis especially overseas or online. Always specify to pay in local currency when given a choice for maximum earn rate.
  • Priority Pass.
  • Pay annual fee for renewal bonus.

UOB PrviMiles World MasterCard Credit Card

The good:

  • Annual income requirement: SG$50,000. (Advertised to be SG$80,000. SG$80,000 required for foreigners.)
  • Best earn rate. (1.4 miles per SG$1 locally, 2.4 miles per SG$1 after FX conversion for transactions performed using FX and 3 miles per SG$1 on Singapore Airlines.)
  • Travel insurance coverage of up to SG$1,000,000. (Need to charge full airfare to credit card to enjoy benefit.)
  • JetQuay.

The bad:

  • No welcome bonus. (I got this card when there was a welcome bonus promotion. 15,000 miles by paying annual fee of SG$256.80. 58.41 miles per SG$1. Decent earn rate.)
The ugly:
  • Block redemption requirement. (10,000 miles per 5,000 points.)
  • 2 years point expiry. (Combine with block redemption requirement = FUGLY.)
  • No annual fee renewal bonus. So never ever pay annual fee for this credit card.

Bottom line:

  • Get this just for JetQuay.

Disclaimer: Use credit card responsibly.

[Membership Card] Changi Rewards Gold

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When travelling, some membership cards are worth bringing. Even if I have them virtually on my Perkd application, I will bring physical cards along just in case technology fails or a staff rejects my virtual cards.

Other than my Priority Pass membership card that I must bring along as they only accept physical card, I do bring along some other membership cards as well. Here is 1 of them that I will bring along.

ChangiRewardsGold

Changi Rewards Gold

  • Qualified by spending SG$4,000 at Changi Airport. (Spending requirement waived off courtesy of American Express KrisFlyer Gold Credit Card. Promotion no longer available.)
  • 2 Points for every SG$1. (Normal tier 1 point for every SG$1.)
  • 500 Points = SG$5 rebate.
  • 7% GST savings at participating outlets in Changi Airport public area.
  • 5 Lucky Draw chances per SG$30 spend. (Normal tier 1 Lucky Draw chance.)
  • Points convertible to KrisFlyer miles. (3,000 Points to 1,000 Miles.)
  • 2 Points for every SG$1 at Agoda.

[Membership card] Priority Pass

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You got stuck in airport due to a long layover, flight delay, missing connecting flight or just want to chill before your next flight and you are only travelling on economy class without premium frequent flyer membership. Most people will be in this situation unless you fly for business a lot. So here is a membership to get: Priority Pass.

Priority Pass

Priority Pass

What this membership provides you with is 2 visits to any of their 850+ airport lounges around the world per calendar year for free. I got this membership card for free through 2 credit cards which give me 2 separate Priority Pass cards for 4 visits to their airport lounges per year. Please note that you shall bring physical Priority Pass membership cards to airport lounge.

Altitude Visa

DBS Altitude Visa Signature Credit Card

PremierMiles

Citibank PremierMiles Visa Signature Credit Card

To find out which airport lounge is available under Priority Pass, you may use their application for Android and iOS.

PriorityPass Logo

PriorityPass Logo

Here are some screenshots from Priority Pass application.

Priority Pass App 1

Priority Pass Application

Priority Pass Search

Priority Pass Search

Priority Pass Lounge

Priority Pass Lounge

Priority Pass Lounge Facility and Restrictions

Priority Pass Lounge Facilities and Conditions

This application is available for FREE without ADs on Android Google Play and iOS App Store.

Google Play APP Store